Contactless payment

Communication Technologies for M2M and IoT Domain

Published in Mohammad Ayoub Khan, Internet of Things, 2022

NFC stands for near field communication. It is based on the RFID principles. NFC works at 13.56 MHz and the data rate is 106, 212, and 424 kbps (Coskun et al., 2013). NFC is designed for use by devices within proximity to each other with distances less than 10 cm. NFC is used to share small amount of data, e.g., users can share Bluetooth or Wi-Fi link set-up parameters or exchange data such as virtual business cards. Payments and payment terminals used for contactless payment are based on NFC technology.

User experience of utilising contactless payment technology in Saudi Arabia during the COVID-19 pandemic

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Journal Information

Published in Journal of Decision Systems, 2021

Wesam Shishah, Soha Alhelaly

Contactless payment systems do not require physical contact between a user’s device or card and a merchant’s payment terminal during checkout; however, it does require the merchant to have a contactless point-of-sale (POS) terminal. There are different methods to implement contactless payment, such as using radio frequency identification (RFID) technology or near-field communication (NFC). To enable contactless payments, radio frequency identification (RFID) devices can be embedded in a variety of forms, such as smart cards, smart phones, key fobs, and watches (Lacmanović et al., 2010; Ozturk, 2016). Furthermore, a wireless technology called near-field communication (NFC) could be integrated into the devices to enable communication with a POS terminal (Baumgartner et al., 2018; Ok et al., 2010; Wadii et al., 2017).

Contactless payment

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Communication Technologies for M2M and IoT Domain

User experience of utilising contactless payment technology in Saudi Arabia during the COVID-19 pandemic