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Organization Privacy
Published in G. K. Awari, Sarvesh V. Warjurkar, Ethics in Information Technology, 2022
G. K. Awari, Sarvesh V. Warjurkar
Identity theft is the stealing of another person’s identity or financial information in order to commit fraud using that person’s identity, such as making false transactions or purchases. Identity theft may take various forms, but the most frequent outcomes are damage to a victim’s credit, money, and reputation. When someone impersonates you and exploits your personal identifying information to perpetrate fraud or gain other financial advantages, this is known as identity theft. Personal identifying information include your complete name, home address, email address, Internet username and passwords, Social Security Number (SSN), driver’s license number, passport number, or bank number. Once thieves get access to this information, they will use it to conduct identity theft or sell it on the dark Web. If an identity hacker overhears you reading out your credit card number on the radio, buys your information on the dark Web after it has been exposed in a data breach, or steals it in some other manner, they will have access to your personal information. The next stage in the identity theft process is to use what you’ve learned.
Students’ Secured and Unsecured Behaviours
Published in Abbas Moallem, Cybersecurity Awareness Among Students and Faculty, 2019
The consequences of identity theft can be devastating such as leaving the victim with a significant amount of debt and damaging their credit card rating. They can also be denied loans for a car or a house due to their bad credit card history.
Continuance in online participation following the compromise of older adults’ identity information: a literature review
Published in Theoretical Issues in Ergonomics Science, 2018
Judy M. Watson, Paul M. Salmon, David Lacey, Don Kerr
Identity theft involves ‘the theft or assumption of a pre-existing identity (or significant part thereof), with or without consent, and, whether, in the case of an individual, the person is living or deceased’ (ACPR 2006, 15). Globally, identity theft is increasing (Reyns 2013; Tajpour, Ibrahim, and Zamani 2013). It is a major issue that impacts a range of users, including older adults. Currently, the compromise and misuse of a person's identity information is estimated to impact around 9.4% of Australia's adult population every year (Smith and Hutchings 2014). This impact is growing, as are the dark net illicit identity marketplaces in which the buying and selling of personal information takes place (IDCARE 2015). For example, the Australian Bureau of Statistics (ABS) recently reported that 46% of people who experience identity theft change their behaviour as a result (ABS 2016a). Likewise the US National Crime Victimisation Survey (NCVS) reported that approximately 13% of victims take preventative action as a result (Harrell 2015). In the UK research into the needs and experiences of fraud victims revealed that almost 75% of victims change their behaviour in some manner (Button, Lewis, and Tapley 2009). In addition to making changes to credit card details, payment methods, email addresses and Internet security, the changes in behaviour range from attempting to be more careful and aware to becoming more cautious in making purchases online, and more apprehensive and withdrawn (ABS 2016a; Button, Lewis, and Tapley 2009).